Only a once-off single pension contribution or transfer is required thus minimising risk and the need for future contributions. Minimum of Euro 100,000.   A number of Umbrella Unit Trusts have been formed by various institutions and banks are prepared to lend to these Unit Trusts.   The Unit Trust organises the borrowings on a non recourse basis - illustration   You purchase “units” in a specific property, similar to existing pensions which purchase units in Managed Pension Funds.   The property can include residential, commercial, office or industrial based in Ireland.   Each property is separately held in a sub fund as part of the overall Umbrella Unit Trust. This means the debt is kept at arms length from the main Trust Fund.   On accounts for the Trust Fund the property will appear as an asset expressed as a Property Unit Trust with a value equal to the net value of your property.